Home Settlement Centre
FEE SCHEDULE

Purchase Transaction

Line No.

Fee Description

Buyer

Seller

1101

Settlement or Closing Fee

$195.00

$195.00

1102

Abstract or Title Search

Actual cost

 

1103

Title Examination

$125.00

 

1104

Title Insurance binder preparation

$50.00

 

1105

Document Preparation Fee

 

 

1106

Notary Fees

 

 

1107

Attorney’s Fees

 

 

1108

Title insurance       $4.20 per $1,000

 

 

1109

Lender’s Coverage  Included in #1108

 

 

1110

Owners’ Coverage   Included in #1108

 

 

1111

Procurement of Release of Mortgage. (Note: this includes one release and overnight payoff.)

 

$150.00

1113

Judgment Search

 

 

Total

 

 

 

1112

Courier/Wire/Overnight

$75.00

 


Refinance Transaction

Line No.

Fee Description

Buyer

1101

Settlement or Closing Fee

$250.00

1102

Abstract or Title Search

Actual cost

1103

Title Examination

$125.00

1104

Title Insurance binder preparation

$50.00

1105

Document Preparation Fee

 

1106

Notary Fees

 

1107

Attorney’s Fees

 

1108

Title insurance       $2.50 per $1,000

 

1109

Lender’s Coverage  Included in #1108

 

1110

Owners’ Coverage   Included in #1108

 

1111

Procurement of Release of Mortgage. (Note: this includes one release and overnight payoff.)

$150.00

1113

Judgment Search

 

Total

 

 

1112

Courier/Wire/Overnight

$75.00

(On FHA and VA loans fees may vary based on lender allowable charges. Please call for a quote.)

FHA  LOANS - Lender Allowable  Charges:

 

Unallowable Fees/Charges

 

  • Administrative Fees
  • Application Fees
  • Assignment Of Mortgage Fees
  • Broker/Mortgage Broker Services
  • Bringdown Fee
  • Conveyancing Fees
  • Copy Fees
  • Courier Fees
  • Disbursement Fee
  • Document Preparation Fee
  • Environmental Endorsements
  • Express Mail Fee (Allowed On Refi’s)
  • Processing Fees
  • Tax Service Fees
  • Underwriting Fees
  • Wire Transfer Fees
  • Patriotic Name Search

 

 

Allowable Fees/Charges

  • Appraisal Fee
  • Attorney’s Fees
     (Must Have Signed Authorization By Borrowers)
  • Commitment Fee
  • Credit Report(S)
  • Discount Points
  • Flood Certification Fee
  • Home Inspection Fee
  • Inspection Fees (Appraisal Repair Inspection)
  • Notary Fees ($25 Maximum)
  • Origination Fee (1% Maximum)
  • Termite Inspection
  • Preparation Of Deed
  • Recording Fees
  • Survey
  • Title Examination, Insurance,  and  Endorsements
  • Title Search Fee
  • Transfer Taxes